ABOUT MONARCH MORTGAGE GROUP
Guiding Mortgage Success Through Expertise
About Monarch Mortgage Group

Monarch Mortgage Group is a team of professionals committed to helping you reach your homeownership and financial goals through strategic planning, personalized support, and dedicated service while offering you the best rates and products at the lowest cost. Brokering mortgage loans is all we do. We have extensive resources to avoid overlays that banks employ to make qualifying for your loan easier and faster.
As your full-service mortgage broker, Monarch Mortgage Group shops over 100 different lenders to ensure you obtain a loan tailored to your unique needs. We provide a seamless process from origination through closing to deliver timeliness, strong communication, and consistency.
About Our Owners
Meet the driving forces behind Monarch Mortgage Group—Jill Hartman and Lonnie Knob. With decades of combined experience in the mortgage industry, Jill and Lonnie bring unparalleled expertise, dedication, and a personal touch to every client interaction. Their commitment to excellence and passion for helping individuals and families achieve their homeownership and financial dreams define their approach at Monarch Mortgage Group.
About Jill Hartman
Jill Hartman is a seasoned professional known for her exceptional organization, efficiency, and sincerity in the mortgage industry. With a robust background in loan processing and closing spanning back to 2002, Jill brings a unique perspective and deep understanding of every facet of the loan transaction. Her passion lies in problem-solving, offering personalized service to ensure each client finds the ideal program tailored to their needs.
Dedicated to surpassing client expectations, Jill goes the extra mile to deliver an outstanding home loan experience. She believes in the values of hard work and reliability, forging enduring relationships based on trust. Known for her comprehensive expertise, integrity, patience, and meticulous attention to detail, Jill ensures a seamless,stress-free process for her clients from start to finish.

Jill Hartman | NMLS#481108
Monarch Mortgage Owner / Loan Officer
970.310.7005
jill@monarchmortgageloans.com
A Message from Jill
“Unlike many in the industry who began their careers in sales, I started in operations. This background has equipped me with a deep understanding of borrower needs and program requirements. Throughout my career, I’ve earned a reputation as a go-to problem-solver, ensuring compliance with all guidelines and regulations. My goal is to streamline your loan process, offering the information you need upfront so you can focus on finding your perfect home and planning your move.”

Lonnie Knob | NMLS# 236548
Monarch Mortgage Owner / Loan Officer
lonnie@monarchmortgageloans.com
About Lonnie Knob
Lonnie Knob brings over 23 years of mortgage expertise, paired with a deep commitment to family and community. When he’s not focused on securing the best possible mortgage solutions for clients across Colorado and 44 other states, Lonnie cherishes spending time with his 15-year-old son, TK, and his partner Jillian’s daughters, Aliya and Ella. His dedication to coaching, whether in sports or mortgages, underscores his approach to guiding clients toward financial success.
A Message from Lonnie
“I thrive on delivering fast, efficient loan closures and ensuring every transaction is handled with honesty and dedication. My approach is simple: #fastercheaperbetter. As your mortgage partner, I promise unmatched availability and a ‘no one outworks me’ attitude. Whether coaching clients through financial decisions or leveraging my skills to save you money, my goal is to help you achieve successful homeownership and build generational wealth.”
At Monarch Mortgage Group, Jill and Lonnie lead with a mission to provide not just mortgages, but pathways to financial security and success. Whether you’re buying your first home, refinancing for better terms, or exploring investment opportunities, trust Jill, Lonnie, and their team to guide you through the process with integrity and efficiency. Get started today by getting pre-qualified and discover why Monarch Mortgage Group is your trusted partner in achieving your homeownership goals.
About Our Owners
Meet the driving forces behind Monarch Mortgage Group—Jill Hartman and Lonnie Knob. With decades of combined experience in the mortgage industry, Jill and Lonnie bring unparalleled expertise, dedication, and a personal touch to every client interaction. Their commitment to excellence and passion for helping individuals and families achieve their homeownership and financial dreams define their approach at Monarch Mortgage Group.

Jill Hartman | NMLS#481108
Monarch Mortgage Owner / Loan Officer
970.310.7005
jill@monarchmortgageloans.com
About Jill Hartman
Jill Hartman is a seasoned professional known for her exceptional organization, efficiency, and sincerity in the mortgage industry. With a robust background in loan processing and closing spanning back to 2002, Jill brings a unique perspective and deep understanding of every facet of the loan transaction. Her passion lies in problem-solving, offering personalized service to ensure each client finds the ideal program tailored to their needs.
Dedicated to surpassing client expectations, Jill goes the extra mile to deliver an outstanding home loan experience. She believes in the values of hard work and reliability, forging enduring relationships based on trust. Known for her comprehensive expertise, integrity, patience, and meticulous attention to detail, Jill ensures a seamless,stress-free process for her clients from start to finish.
A Message from Jill
“Unlike many in the industry who began their careers in sales, I started in operations. This background has equipped me with a deep understanding of borrower needs and program requirements. Throughout my career, I’ve earned a reputation as a go-to problem-solver, ensuring compliance with all guidelines and regulations. My goal is to streamline your loan process, offering the information you need upfront so you can focus on finding your perfect home and planning your move.”

Lonnie Knob | NMLS# 236548
Monarch Mortgage Owner / Loan Officer
970.270.2584
lonnie@monarchmortgageloans.com
About Lonnie Knob
Lonnie Knob brings over 23 years of mortgage expertise, paired with a deep commitment to family and community. When he’s not focused on securing the best possible mortgage solutions for clients across Colorado and 44 other states, Lonnie cherishes spending time with his 15-year-old son, TK, and his partner Jillian’s daughters, Aliya and Ella. His dedication to coaching, whether in sports or mortgages, underscores his approach to guiding clients toward financial success.
A Message from Lonnie
“I thrive on delivering fast, efficient loan closures and ensuring every transaction is handled with honesty and dedication. My approach is simple: #fastercheaperbetter. As your mortgage partner, I promise unmatched availability and a ‘no one outworks me’ attitude. Whether coaching clients through financial decisions or leveraging my skills to save you money, my goal is to help you achieve successful homeownership and build generational wealth.”
At Monarch Mortgage Group, Jill and Lonnie lead with a mission to provide not just mortgages, but pathways to financial security and success. Whether you’re buying your first home, refinancing for better terms, or exploring investment opportunities, trust Jill, Lonnie, and their team to guide you through the process with integrity and efficiency. Get started today by getting pre-qualified and discover why Monarch Mortgage Group is your trusted partner in achieving your homeownership goals.
We Have Your Financial Well-Being In Mind

Great Rates. Fewer Fees.
We shop around so you get the industry’s most competitive rates and the very lowest fees.

More House.
With our range of loan programs, your budget stretches further, allowing you to buy more house.

More Expertise.
From organizing finances to determining how much you can afford, we’re here for you every step of the way.

More Choice.
Pledge To Our Customers:
We commit to:

Provide competitive interest rates and fees

Communicate with you every step of the way

Provide expert advice that is customized to you

Earn and preserve your trust

Help you attain your ideal home

Close on time

Develop a lasting relationship as a valued member of your financial team

Provide consultation and an ongoing review of your mortgage strategy

Become your lifelong financial partner
Pledge To Our Partners
Solid partnerships are the foundation of our success. With over 20 years of experience providing lending services, we believe that collaborating with our partners benefits our clients and helps everyone reach their goals. Monarch Mortgage Group is committed to assisting Realtors and partners so they can achieve their professional goals.
Our Mission Statement
Serve our communities with thoughtful, honest, and competitive mortgage solutions while making a difference in people’s financial future.
Our Value Statement
We are well prepared, trusted advisors that take ownership in what we do and how we do it while demonstrating teamwork, transparency, ethics, knowledge & exceptional commitment for the lives we touch and relationships we build.
What is a Mortgage Broker?
A Mortgage Broker is an independent, trained professional licensed to represent and provide you with the best advice for your mortgage needs. Their primary expertise lies in locating funding for mortgage financing, knowing where to find the best rates, and presenting financing proposals to lenders effectively to successfully obtain mortgage financing.
Why Deal with a Mortgage Broker Over a Bank?
Customer Representation:
Mortgage Brokers represent you, the customer, not the lender. Unlike bank employees, Brokers are not limited in the products they can offer you.
Wide Range of Options:
Brokers seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.
Saves Time and Effort:
The mortgage process within today’s competitive marketplace can be intimidating. Brokers do the shopping around for you, saving you significant time and effort.
Expert Advice:
Choosing the wrong mortgage can cost you thousands of extra dollars. Brokers are trained professionals who can help you save on your mortgage, ensuring you get the mortgage best suited to your needs.
Reasons to Use a Mortgage Broker
Access to Various Lenders: Brokers have access to different lenders, banks, trust companies, investors, and financial institutions.
Fast Pre-Approvals: They offer fast credit and loan pre-approvals with no cost or obligation (some conditions may apply).
Expert Matching: They are experts at matching you with the best-suited mortgage.
Works for You: Brokers work for you, not the bank.
Market Knowledge: They are up-to-date on all the mortgage rates, terms, and
repayment options available in the market.
Specialized Focus: They specialize in mortgages and are knowledgeable about
current trends.
Increased Competition: By working with various lenders, they increase
competition in the marketplace, helping to keep rates low.
Time and Money Savings: Brokers save you time and money.
Customer-Focused: Brokers have a vested interest in satisfying your needs since they rely on referrals and repeat business.
Using a Mortgage Broker ensures you have a knowledgeable and dedicated professional working to find the best mortgage solutions tailored to your specific needs, ultimately saving you time, effort, and money.