OUR MORTGAGE TEAM

Your Dedicated Partners in Mortgage Success

About Monarch Mortgage Group

Monarch Mortgage Group is a team of professionals committed to helping you reach your homeownership and financial goals through strategic planning, personalized support, and dedicated service while offering you the best rates and products at the lowest cost. Brokering mortgage loans is all we do. We have extensive resources to avoid overlays that banks employ to make qualifying for your loan easier and faster.

As your full-service mortgage broker, Monarch Mortgage Group shops over 100 different lenders to ensure you obtain a loan tailored to your unique needs. We provide a seamless process from origination through closing to deliver timeliness, strong communication, and consistency.

Our Dedicated Mortgage Professionals

Meet the driving force behind Monarch Mortgage Group—our dedicated team of mortgage professionals!

Jill Hartman, Mortgage Loan Officer

With over two decades in the mortgage industry, Jill Hartman brings a wealth of experience and a unique perspective gained from her background in loan processing and closing. Her journey began in operations, where she honed her skills in understanding borrower needs and navigating complex program requirements. Jill is known for her exceptional organization, efficiency, and dedication to providing personalized service. She thrives on solving challenges and ensuring that each client finds the optimal loan program tailored to their financial objectives. Jill’s commitment to transparency and integrity guides her approach, making her a trusted advisor in the journey to homeownership.

By choosing Jill Hartman, clients benefit from her extensive industry knowledge, problem-solving skills, and dedication to providing a smooth, stress-free loan experience. Jill’s unique background and client-focused approach make her an exceptional choice for anyone looking to navigate the mortgage process with confidence and ease.

Jill Hartman | NMLS#481108

Monarch Mortgage Owner / Loan Officer

970.310.7005

jill@monarchmortgageloans.com

Lonnie Knob, Mortgage Loan Officer

With over 23 years of experience in the mortgage industry, Lonnie Knob is renowned for his dedication to client success and efficient loan closings. Beyond his extensive expertise, Lonnie brings a personal touch to every client interaction, emphasizing a ‘faster, cheaper, better’ approach to mortgage solutions. His passion for coaching youth sports extends seamlessly into his professional life, where he guides clients through financial decisions with patience and expertise. Lonnie’s commitment to honesty, availability, and unmatched dedication ensures that each client receives personalized attention and achieves their homeownership goals with confidence.

Lonnie Knob | NMLS# 236548

Monarch Mortgage Owner / Loan Officer

970.270.2584

lonnie@monarchmortgageloans.com

Our Dedicated Mortgage Professionals

Meet the driving force behind Monarch Mortgage Group—our dedicated team of mortgage professionals!

Jill Hartman | NMLS#481108

Monarch Mortgage Owner / Loan Officer

970.310.7005

jill@monarchmortgageloans.com

Jill Hartman, Mortgage Loan Officer

With over two decades in the mortgage industry, Jill Hartman brings a wealth of experience and a unique perspective gained from her background in loan processing and closing. Her journey began in operations, where she honed her skills in understanding borrower needs and navigating complex program requirements. Jill is known for her exceptional organization, efficiency, and dedication to providing personalized service. She thrives on solving challenges and ensuring that each client finds the optimal loan program tailored to their financial objectives. Jill’s commitment to transparency and integrity guides her approach, making her a trusted advisor in the journey to homeownership.

By choosing Jill Hartman, clients benefit from her extensive industry knowledge, problem-solving skills, and dedication to providing a smooth, stress-free loan experience. Jill’s unique background and client-focused approach make her an exceptional choice for anyone looking to navigate the mortgage process with confidence and ease.

Lonnie Knob | NMLS# 236548

Monarch Mortgage Owner / Loan Officer

970.270.2584

lonnie@monarchmortgageloans.com

Lonnie Knob, Mortgage Loan Officer

With over 23 years of experience in the mortgage industry, Lonnie Knob is renowned for his dedication to client success and efficient loan closings. Beyond his extensive expertise, Lonnie brings a personal touch to every client interaction, emphasizing a ‘faster, cheaper, better’ approach to mortgage solutions. His passion for coaching youth sports extends seamlessly into his professional life, where he guides clients through financial decisions with patience and expertise. Lonnie’s commitment to honesty, availability, and unmatched dedication ensures that each client receives personalized attention and achieves their homeownership goals with confidence.

Embracing The Monarch Mortgage Spirit

At Monarch Mortgage Group, our culture is the heartbeat of everything we do. We foster a dynamic environment built on teamwork, integrity, and unwavering dedication to our clients’ financial goals. Embodying the spirit of a trusted teammate, we stand by you throughout your homeownership journey, ensuring clarity, support, and a commitment to ethical practices.

Our culture drives us to exceed expectations, uphold transparency, and build lasting relationships based on trust and mutual respect. Discover how our values shape every interaction and elevate your mortgage experience with Monarch Mortgage Group.

Testimonials

Lonnie and Jillian at Monarch Mortgage Group were some of the best lenders we've worked with! Lonnie was always available for questions and was quick to respond at all times of the day, night and weekend. They guided us through the entire process, helping us to secure the right loan and amount, and took so much pressure off of our shoulders. We would highly recommend Monarch Mortgage Group to anyone looking to purchase a home!

Alexie Rusk

Lonnie was a pleasure to work with. He stayed in contact with every step of the process and explained any questions i had thoroughly. His professionalism and attentiveness was much appreciated.

Robert Love

My wife and I had the pleasure of working with Jill Hartman, and we can't recommend her highly enough. She made the entire home buying process incredibly smooth and painless. Her expertise in the mortgage industry is unmatched — she took the time to thoroughly explain every detail and ensured we understood all our options. She was always available to answer questions, provide guidance, and address any concerns we had, all while keeping the process on track and efficient. Her attention to detail and commitment to making sure we got the best deal possible made all the difference. Thanks to Jill, we felt confident and well-supported throughout the entire process. If you’re looking for a reliable, knowledgeable, and dedicated mortgage broker, look no further!

Trevor Gordon

Jill Hartman is living proof that no two loan officers are created equal. When I ran into a few hiccups during underwriting, another loan officer dismissed me with, "There's nothing more I can do." But Jill refused to accept that answer. She knew my deal would fall through, and I would be homeless, if my loan fell apart. So she worked tirelessly over the weekend and at night - working closely with Fannie Mae - to make the full amount of my loan happen. Jill is the reason I was able to close on my home. She is a tenacious advocate. Her communication is exceptional. She demonstrates integrity at every turn. Jill goes above and beyond to take care of her clients because she truly cares. I can't say enough good things about Jill Hartman!|

Becky Jensen

Jill was by far the most experienced loan advisor I have ever worked with. My dream house became available, and after walking through the house with my realtor I immediately knew I had to make an offer.

I called Jill to see what I needed to do, and she worked late into the evening (during her off hours) to help go through the whole finance process with me. Without Jill's expertise, and quick way of writing a professional approval letter, I never would have been able to make an offer on the house. Due to her efforts, my offer was accepted, and she made the rest of the finance process quick, painless and incredibly easy. There is a lot of paperwork when processing a loan on a home, and Jill did everything without complaint. She is incredibly talented, and I would highly recommend working with her! She is nothing short of amazing!

Megan Alayon

Do yourself a favor, GO TO JILL FIRST. We initially went through another lender and didn't have the best experience. Jill was able to take over where they left off and got us closed on our closing date with ZERO issues or hiccups. Not to mention, her rates were better! I can't say enough great things about her - sweet, quick to answer questions, professional, etc. She really made our first home buying experience exceptional. I would recommend her to anyone and everyone. Thank you Jill!

Jaden Buffington-Evangelista

I have known Jill now for over 10 years. Whether it be to work on a mortgage, asking "on the fly" for numbers on a new address, or asking for insight on loans or financial matters, Jill has ALWAYS been kind, thorough, and honest in all her transactions. She puts her whole self into her work-a charming personality, excellent forthright communication skills, and outstanding timing and service. I would recommend her wholeheartedly and consider her, with all honesty, one of the best professionals I have ever worked with.

Andrew Malinski

Jill was amazing to work with - From the very start of our engagement with her team, she came across as very knowledgeable and extremely organized.

She took care of us, walked us through every step - she even took care of things that were challenges presented by others. I would recommend her and her team to anyone, any day. She made it easy in the fast paced world of NoCo Real Estate. Highly Recommended!!!

Steve Pfalzgraf

I know l'm not your average boring guy; quite the opposite in fact. Jill rose the the occasion, treated me with kindness and respect and helped my wife and I navigate the swift flowing Colorado real estate loan waters through to the successful purchase of an amazing new construction home. Well, it is a "Journey" home, so really not that amazing - but still we have turned it into one amazing rental property that the new tenants and their dog absolutely adore. Jill Hartman always gave me heartfelt service. I can't express enough how amazing her attitude and help was

She answers the phone! How often do our calls go to voicemail these days. Nobody likes to talk on the phone any longer. Jill, on the other hand, always picked up the call or if unavailable, quickly called me back. Yes, she texted too. Multi talented that girl.

Flash Alexander

Jill was super easy to work with. She stayed on top of the paperwork so the transaction was smooth even with me changing things up a couple of times. I also liked that a good chunk of the documents were DocuSign (digital signing) so that I could read them at my leisure and didn't have nearly as big of a stack at the very end. I also compared her rates with 3 other lenders that I had mortgages within the past and even though she was the best rate, I probably would have just stuck with her anyway since she was so on top of it.

Mait Parker

Jill is very professionally knowledgeable and assisted me at every step. She always responded quickly to my many questions. Her financial numbers we clear from the very beginning and extremely accurate.

The breakdown of all costs was clearly explained.

Truly an excellent experience.

Thank you Jill!

Don Wright

I did not realize the mortgage process could be so smooth and easy until I worked with Jill Hartman. She communicated every step of the way what was needed from me and where we were in the process. She went above and beyond and provided me with sample calculations to aide my decision process at a certain point. I highly recommend Jill!|

Cheryl Von Sprecken

Jill was the single best lender we've ever worked with (out of 4). She was transparent about every step of the process, proactive about documentation to ensure there were no delays, incredibly friendly and easy to work with, almost paranormally responsive to inquiries, and seemingly infinitely knowledgeable about the entire process. I cannot recommend her highly enough.

Kevin Aagaard

Lonnie is amazing to work with he is honest and reliable. I have worked with Lonnie multiple times and he is always professional, responsive to my needs and always does his best to get me the loan that is right for me and my family.

Sean M

Working with Lonnie was so easy! He communicated every step of the way and made the whole process seem so smooth! The app to upload paperwork made the whole process so much easier as well! Will definitely be back!

Jordan K

Lonnie was very kind and extremely helpful and knowledgeable. Lonnie went above and beyond on helping us in our financing experience. It is quite the process and Lonnie with extreme kindness helped us with every step. We couldn't have done this or survived it © without his help. Thank you so much Lonnie.

Kathryn H

Lonnie is the only person who I will deal with when it comes to servicing the loan for my home. I have done business with Lonnie for 15 years and his service is second to none! Friendly, patient, professional, knowledgeable and above all dependable. You are lucky to have him on your team and servicing mortgage community.

Chiara B

Lonnie has always been there for me over the years. He initially completed my first mortgage on our house and it was a very pleasant experience. I also like the fact that he is local to Colorado. He gave great advise, sound numbers and extensive follow-up every step of the way during this current process. If it comes time to look at another mortgage for our current home or a new home in the future, Lonnie will be at the top of my list to call for advise and help. Thank you again for your dedication to service and making sure your customers feel comfortable and supported all the way through the process.

Lori H

I have used Lonnie as my lender for new purchases and refinances for several years. Lonnie is very thorough and efficient, asking the right questions which, most recently, resulted in me paying off my student loans and saving me $200 per month! I will continue to use Lonnie for my lending needs and will refer to anyone who needs a mortgage specialist.

Angela W

Lonnie is always responsive, proactive and a problem solver, the type of person you want when buying or refinancing a home. Someone who will help you navigate one of the biggest financial decisions most of us make. Lonnie is not just the guy I recommend my clients to, but, more importantly, he has been the guy l've called for my own personal purchases time and time again.

Andrew J

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